The Leading Choice for Automotive Financing Across Canada. Whether You Have Excellent, Poor, or No Credit, We work with everyone.
Get Approved And Start Shopping For Your Auto, SUV, Truck As Soon As Today!

Your credit history won't be a factor here. We collaborate with adaptable lenders who specialize in securing your approval, ensuring you're all set to purchase the vehicle or recreational toy you've always wanted, no matter your financial situation.

We empower you with a world of choices! Whatever you're envisioning, there's a good chance we can make it a reality. From Cars to SUV to Trucks and beyond, the possibilities are endless!

We grant you the liberty to shop just like a cash buyer. You can browse through a wide range of dealerships or make a purchase from a private seller, whether it's a new or used vehicle - the decision is entirely yours!

Get a quick and easy loan with no income verification or proof of employment! Apply now and get approved in just 24 hours

Enjoy the Freedom of Shopping as a Cash Buyer! Explore Any Vehicle (New or Used) from Dealerships or Private Sellers. The Decision Is Yours!

Share your excitement with your friends and tell them how easy and fast it was to get a loan with Finance That!
Financing should never stand in the way of your next automotive adventure, whether you’re upgrading to a van, SUV, or any other vehicle built for exploring the great outdoors. With Finance That as your trusted partner, you can confidently set out on the road, ready for anything the journey brings. Embrace the freedom of the open road, conquer new trails, and make unforgettable memories with a vehicle that’s ready for adventure.
Rest assured, seeking pre-qualification for Automotive financing won’t have any adverse effects on your credit. We recognize your desire to explore financing possibilities without any negative impact on your credit score. That’s why we employ a soft credit inquiry for pre-qualification.
Don’t hesitate to get prequalified today and embark on your Auto purchase journey, knowing that your credit remains unaffected. We’re here to assist you at every stage of the process!
The duration of Auto financing loans can be flexible, typically spanning from 24 to 96 months (2 to 8 years). Shorter loan terms often lead to larger monthly payments but reduced overall interest expenses, whereas longer terms can result in smaller monthly payments but potentially higher total interest charges. The appropriate term choice depends on your financial plan and objectives.
Automotive financing isn’t restricted to new vehicles. You have the freedom to select any unit, whether it’s new or pre-owned, from a dealership or private seller. The choice of the unit is yours, and we provide the funding!
Our expertise lies in assisting individuals with credit challenges. A significant number of applicants can secure approval without requiring an initial down payment. We have a remarkable track record of swift approvals for a large portion of our clients.
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