Boost your Business with fast and easy small business loans

Get small business loan up to $300,000 for your business to grow, innovate and thrive in competitive markets.
business

See if your business qualifies.

If your business ticks the basic boxes, our fully digital application process can get us started on assisting you in just a few minutes.

Minimum Requirements

Time in Business
6 months
Credit Score
600 +
Annual Revenue
$120,000
Location
Canada
Business Bank Account
Required
requirement

Minimum Requirements

  • 600+ FICO score
  • 6 months in business
  • $120,000 annual revenue
  • Business bank account required
  • Business is operating in Canada

What you need to apply

  • Basic details about you and your business
  • Bank connection or bank statements for past 6 months
  • Business is in good standing

Apply Today!

Fuel your business’s progress by securing the tools and funds necessary to open the door to your company’s next growth stage.
message

Apply in Minutes

Get the capital you need, from $5,000 to $300,000. Express funding available up to $20,000.

Always-On Support

24/7 availability, online and off

Experience You Can Trust

We haver lent over $1 billion to more than 17,000 Canadian businesses since 2006

Loan Application

Please fill the information below to complete your application.

Finance That vs. Most Other Providers

Searching for the ideal business loan can be challenging, with factors like cost, speed, and repayment options affecting your decision. At Finance That, we stand out by providing highly competitive Small Business Loans and unparalleled service. Discover how Finance That stands apart from the competition.

Features

  • Terms That Range From 3 To 18 Months (24 Month Terms Available Pending Eligibility)
  • Ability To Draw Capital Only When Needed
  • Most Competitive Short-Term Rates
  • Largest SMB Lender in Canada
  • Loans Can Be Paid Off Earlier Without Severe Penalties
  • No Indiscriminate Debt Stacking

Finance That

  •  
  •  
  •  
  •  
  •  
  •  
  •  

Most Other Providers

  •  
  •  
  •  
  •  
  •  
  •  
  •  

How it works

Apply in under 10 minutes and get Pre-approved Instantly.​

Our all-digital application process is quick and easy and typically takes less than 10 minutes. We ask for basic information about you and your business all without hurting your credit score.


Fast funds, on Demand, with Upfront Pricing

We'll tell you exactly how much you can borrow straight away, but only you know how much you actually need right now. Make individual draws from within your overall limit, for whatever purpose you need, and funds will arrive in as little as 24 hours. 

Repay your way, with no
hidden fees

Choose the repayment schedule that makes sense for your business—from daily, or weekly payments, or pay early to save on interest. Borrow from $5,000 to $300,000 on 3, 4, 6, 9, 12, or 18 month terms (24 month terms available pending eligibility), with absolutely no hidden fees.

how work

We've got you We're here to make life easier for Canadian small to medium businesses like yours. How can we help you today

2024 © Finance That. All Rights Reserved.
info@financethat.ca | 1-844-354-5454